Captives and Large Deductibles

Some clients manage and prevent claims so effectively that they develop a proven track record of extremely low claim activity. These clients may feel they are over-transferring their risk and, as a result, enriching the insurance carriers at their own expense. For clients who wish to “put some skin in the game,” we analyze how a captive or large-deductible program may impact their bottom line.

Other clients feel they are at the mercy of the insurance markets and seek greater stability for future renewals. Whatever the circumstance, choosing the right platform is essential when increasing your retention of risk or making aspects of your operation loss sensitive. Typically, clients must be larger in scale to qualify.

For more information, please schedule an appointment to speak with a qualified adviser at BIG, Inc.

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