Automobiles are a necessity for most of us, whether as an extension of our image or simply as a practical mode of transportation. Because of the wide variety of vehicles and driver habits, insurance coverage and pricing vary from one company to another. Our staff will assist you with the many options available and tailor a policy that fits your needs at the most favorable pricing.
We will help you find insurance solutions for all your vehicles, including classic cars, motorcycles, ATVs, motor homes and more.
We take time to help you understand the many parts of a typical auto insurance policy:
- Bodily injury liability pays when others are injured in an accident where you are at fault.
- Property damage liability covers replacement or repair of property after an accident where you are at fault.
- Uninsured and underinsured motorist coverage protects you when you are involved in accidents with drivers who do not have adequate or any auto insurance.
- Comprehensive, or “other than collision,” covers losses from fire, theft, storms, vandalism and more.
- Collision coverage pays for repairs to your vehicle after a crash with another car or object.
- Rental car reimbursement provides temporary transportation if your vehicle is damaged or totaled in a crash.
Umbrella Insurance for a Legal Storm
You may decide the personal liability limits of your home insurance policy are not sufficient. In that case, we can help you understand the benefits of umbrella insurance. This type of policy provides protection beyond the coverage included in your home and auto policies and can help cover financial responsibility in the event of a lawsuit.